Call reports 2017
LUANA SAVINGS BANK — 2017
What LUANA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 946,013,000 | 932,721,000 | 978,682,000 | 984,052,000 |
| Total loans | 731,452,000 | 750,718,000 | 793,820,000 | 821,199,000 |
| Allowance for loan losses | 8,550,000 | 8,800,000 | 9,300,000 | 9,550,000 |
| Securities available for sale | 133,868,000 | 129,831,000 | 127,728,000 | 125,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 841,367,000 | 822,372,000 | 840,648,000 | 776,044,000 |
| Interest-bearing deposits | 810,776,000 | 791,690,000 | 805,020,000 | 734,920,000 |
| Noninterest-bearing deposits | 30,591,000 | 30,682,000 | 35,628,000 | 41,124,000 |
| Equity capital | 80,512,000 | 85,478,000 | 88,834,000 | 92,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,772,000 | 17,870,000 | 27,458,000 | 37,342,000 |
| Interest expense | 2,075,000 | 4,181,000 | 6,445,000 | 8,956,000 |
| Net interest income | 6,697,000 | 13,689,000 | 21,013,000 | 28,386,000 |
| Noninterest income | 845,000 | 1,733,000 | 2,755,000 | 3,782,000 |
| Noninterest expense | 2,451,000 | 5,132,000 | 7,759,000 | 11,250,000 |
| Provision for loan losses | 0 | 234,000 | 731,000 | 1,034,000 |
| Pretax income | 5,091,000 | 10,056,000 | 15,278,000 | 19,884,000 |
| Income tax | 73,000 | 261,000 | 448,000 | 936,000 |
| Net income | 5,018,000 | 9,795,000 | 14,830,000 | 18,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,301,000 | 81,642,000 | 85,033,000 | 89,084,000 |
| Total capital | 86,851,000 | 90,442,000 | 94,333,000 | 98,634,000 |
| Risk-weighted assets | 786,007,000 | 814,880,000 | 857,534,000 | 892,076,000 |