Call reports 2016
LUANA SAVINGS BANK — 2016
What LUANA SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 812,899,000 | 814,121,000 | 838,708,000 | 870,820,000 |
| Total loans | 646,485,000 | 651,857,000 | 663,740,000 | 684,636,000 |
| Allowance for loan losses | 8,100,000 | 8,200,000 | 8,300,000 | 8,550,000 |
| Securities available for sale | 127,141,000 | 128,636,000 | 130,316,000 | 134,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,893,000 | 655,495,000 | 662,687,000 | 758,588,000 |
| Interest-bearing deposits | 605,864,000 | 628,890,000 | 633,789,000 | 726,319,000 |
| Noninterest-bearing deposits | 27,029,000 | 26,605,000 | 28,898,000 | 32,269,000 |
| Equity capital | 73,463,000 | 76,161,000 | 78,610,000 | 76,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,884,000 | 15,879,000 | 23,969,000 | 32,209,000 |
| Interest expense | 1,711,000 | 3,507,000 | 5,347,000 | 7,283,000 |
| Net interest income | 6,173,000 | 12,372,000 | 18,622,000 | 24,926,000 |
| Noninterest income | 1,016,000 | 2,204,000 | 4,062,000 | 5,662,000 |
| Noninterest expense | 2,435,000 | 5,127,000 | 7,847,000 | 12,024,000 |
| Provision for loan losses | 400,000 | 498,000 | 631,000 | 910,000 |
| Pretax income | 4,354,000 | 8,951,000 | 14,141,000 | 17,589,000 |
| Income tax | 211,000 | 526,000 | 737,000 | 947,000 |
| Net income | 4,143,000 | 8,425,000 | 13,404,000 | 16,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,998,000 | 68,937,000 | 72,217,000 | 75,398,000 |
| Total capital | 76,098,000 | 77,137,000 | 80,517,000 | 83,948,000 |
| Risk-weighted assets | 678,865,000 | 698,264,000 | 726,566,000 | 760,097,000 |