Call reports 2015
LUANA SAVINGS BANK — 2015
What LUANA SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 730,262,000 | 733,456,000 | 749,203,000 | 776,136,000 |
| Total loans | 575,294,000 | 585,131,000 | 600,556,000 | 618,357,000 |
| Allowance for loan losses | 7,700,000 | 7,700,000 | 7,700,000 | 7,700,000 |
| Securities available for sale | 112,199,000 | 112,441,000 | 117,466,000 | 125,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,650,000 | 608,677,000 | 585,513,000 | 607,863,000 |
| Interest-bearing deposits | 571,410,000 | 583,140,000 | 559,664,000 | 576,079,000 |
| Noninterest-bearing deposits | 25,240,000 | 25,537,000 | 25,849,000 | 31,784,000 |
| Equity capital | 69,035,000 | 67,429,000 | 68,891,000 | 70,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,075,000 | 14,459,000 | 21,877,000 | 29,455,000 |
| Interest expense | 1,481,000 | 3,019,000 | 4,578,000 | 6,188,000 |
| Net interest income | 5,594,000 | 11,440,000 | 17,299,000 | 23,267,000 |
| Noninterest income | 1,087,000 | 2,092,000 | 2,897,000 | 3,730,000 |
| Noninterest expense | 2,898,000 | 5,320,000 | 7,552,000 | 10,437,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 206,000 |
| Pretax income | 3,783,000 | 8,212,000 | 12,637,000 | 16,354,000 |
| Income tax | 184,000 | 498,000 | 681,000 | 865,000 |
| Net income | 3,599,000 | 7,714,000 | 11,956,000 | 15,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,927,000 | 64,490,000 | 64,670,000 | 65,646,000 |
| Total capital | 71,429,000 | 71,972,000 | 72,370,000 | 73,346,000 |
| Risk-weighted assets | 599,971,000 | 598,318,000 | 627,725,000 | 650,419,000 |