Call reports 2014
LUANA SAVINGS BANK — 2014
What LUANA SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 651,324,000 | 649,972,000 | 674,551,000 | 708,312,000 |
| Total loans | 483,023,000 | 512,470,000 | 534,100,000 | 555,423,000 |
| Allowance for loan losses | 6,800,000 | 7,200,000 | 7,500,000 | 7,700,000 |
| Securities available for sale | 105,040,000 | 108,017,000 | 112,073,000 | 112,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,245,000 | 539,012,000 | 546,180,000 | 577,013,000 |
| Interest-bearing deposits | 513,116,000 | 504,377,000 | 513,395,000 | 547,793,000 |
| Noninterest-bearing deposits | 30,129,000 | 34,635,000 | 32,785,000 | 29,220,000 |
| Equity capital | 56,890,000 | 59,039,000 | 61,903,000 | 67,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,089,000 | 12,539,000 | 19,198,000 | 26,157,000 |
| Interest expense | 1,278,000 | 2,585,000 | 3,916,000 | 5,351,000 |
| Net interest income | 4,811,000 | 9,954,000 | 15,282,000 | 20,806,000 |
| Noninterest income | 694,000 | 1,656,000 | 2,547,000 | 3,462,000 |
| Noninterest expense | 2,044,000 | 4,265,000 | 6,469,000 | 9,177,000 |
| Provision for loan losses | 328,000 | 744,000 | 1,044,000 | 1,346,000 |
| Pretax income | 3,133,000 | 6,606,000 | 10,321,000 | 13,750,000 |
| Income tax | 151,000 | 362,000 | 513,000 | 664,000 |
| Net income | 2,982,000 | 6,244,000 | 9,808,000 | 13,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,290,000 | 55,538,000 | 57,627,000 | 62,002,000 |
| Total capital | 61,829,000 | 62,514,000 | 64,888,000 | 69,484,000 |
| Risk-weighted assets | 522,253,000 | 557,355,000 | 580,126,000 | 597,757,000 |