Call reports 2013
LUANA SAVINGS BANK — 2013
What LUANA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 509,140,000 | 552,889,000 | 574,562,000 | 620,458,000 |
| Total loans | 401,807,000 | 428,418,000 | 452,976,000 | 480,331,000 |
| Allowance for loan losses | 5,450,000 | 5,800,000 | 6,100,000 | 6,500,000 |
| Securities available for sale | 82,319,000 | 87,727,000 | 94,785,000 | 103,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,094,000 | 483,412,000 | 492,470,000 | 516,640,000 |
| Interest-bearing deposits | 406,547,000 | 452,336,000 | 466,065,000 | 479,705,000 |
| Noninterest-bearing deposits | 25,547,000 | 31,076,000 | 26,405,000 | 36,935,000 |
| Equity capital | 52,970,000 | 50,217,000 | 51,666,000 | 52,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,169,000 | 10,609,000 | 16,394,000 | 22,454,000 |
| Interest expense | 1,279,000 | 2,650,000 | 3,932,000 | 5,196,000 |
| Net interest income | 3,890,000 | 7,959,000 | 12,462,000 | 17,258,000 |
| Noninterest income | 1,380,000 | 2,524,000 | 3,329,000 | 4,120,000 |
| Noninterest expense | 2,094,000 | 4,145,000 | 6,227,000 | 8,863,000 |
| Provision for loan losses | 339,000 | 695,000 | 973,000 | 1,387,000 |
| Pretax income | 2,837,000 | 5,643,000 | 8,591,000 | 11,068,000 |
| Income tax | 136,000 | 426,000 | 563,000 | 699,000 |
| Net income | 2,701,000 | 5,217,000 | 8,028,000 | 10,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,972,000 | 50,259,000 | 52,016,000 | 53,873,000 |
| Total capital | 53,422,000 | 56,059,000 | 58,116,000 | 60,373,000 |
| Risk-weighted assets | 464,053,000 | 484,921,000 | 498,087,000 | 522,225,000 |