Call reports 2012
LUANA SAVINGS BANK — 2012
What LUANA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 469,145,000 | 478,110,000 | 478,455,000 | 510,019,000 |
| Total loans | 343,738,000 | 357,641,000 | 373,661,000 | 393,123,000 |
| Allowance for loan losses | 4,500,000 | 4,650,000 | 4,850,000 | 5,100,000 |
| Securities available for sale | 64,561,000 | 69,773,000 | 76,421,000 | 79,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,882,000 | 408,295,000 | 408,847,000 | 435,933,000 |
| Interest-bearing deposits | 379,169,000 | 387,101,000 | 386,383,000 | 407,752,000 |
| Noninterest-bearing deposits | 21,713,000 | 21,194,000 | 22,464,000 | 28,181,000 |
| Equity capital | 45,261,000 | 46,546,000 | 48,816,000 | 51,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,036,000 | 10,001,000 | 15,136,000 | 20,331,000 |
| Interest expense | 1,524,000 | 2,963,000 | 4,338,000 | 5,662,000 |
| Net interest income | 3,512,000 | 7,038,000 | 10,798,000 | 14,669,000 |
| Noninterest income | 1,643,000 | 2,540,000 | 3,709,000 | 5,473,000 |
| Noninterest expense | 1,452,000 | 3,217,000 | 4,926,000 | 8,232,000 |
| Provision for loan losses | 248,000 | 399,000 | 610,000 | 1,213,000 |
| Pretax income | 3,455,000 | 5,962,000 | 8,971,000 | 10,540,000 |
| Income tax | 0 | 205,000 | 304,000 | 402,000 |
| Net income | 3,455,000 | 5,757,000 | 8,667,000 | 10,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,673,000 | 41,653,000 | 43,412,000 | 46,145,000 |
| Total capital | 45,173,000 | 46,303,000 | 48,262,000 | 51,245,000 |
| Risk-weighted assets | 381,175,000 | 394,331,000 | 420,102,000 | 446,761,000 |