Call reports 2011
LUANA SAVINGS BANK — 2011
What LUANA SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 404,551,000 | 413,334,000 | 429,261,000 | 453,215,000 |
| Total loans | 288,445,000 | 305,535,000 | 325,990,000 | 338,477,000 |
| Allowance for loan losses | 3,501,000 | 3,650,000 | 3,900,000 | 4,250,000 |
| Securities available for sale | 61,519,000 | 60,509,000 | 61,833,000 | 62,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,974,000 | 340,111,000 | 353,807,000 | 376,842,000 |
| Interest-bearing deposits | 316,818,000 | 324,898,000 | 337,293,000 | 357,916,000 |
| Noninterest-bearing deposits | 16,156,000 | 15,213,000 | 16,514,000 | 18,926,000 |
| Equity capital | 37,349,000 | 39,037,000 | 41,258,000 | 42,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,821,000 | 9,876,000 | 14,653,000 | 19,711,000 |
| Interest expense | 1,500,000 | 3,038,000 | 4,570,000 | 6,103,000 |
| Net interest income | 3,321,000 | 6,838,000 | 10,083,000 | 13,608,000 |
| Noninterest income | 435,000 | 890,000 | 2,063,000 | 2,667,000 |
| Noninterest expense | 1,567,000 | 3,347,000 | 5,163,000 | 8,334,000 |
| Provision for loan losses | 109,000 | 263,000 | 522,000 | 888,000 |
| Pretax income | 2,080,000 | 4,118,000 | 6,461,000 | 7,053,000 |
| Income tax | 0 | 191,000 | 286,000 | 514,000 |
| Net income | 2,080,000 | 3,927,000 | 6,175,000 | 6,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,968,000 | 35,738,000 | 34,657,000 | 37,980,000 |
| Total capital | 38,469,000 | 39,388,000 | 38,557,000 | 42,230,000 |
| Risk-weighted assets | 308,960,000 | 325,724,000 | 360,489,000 | 351,590,000 |