Call reports 2010
LUANA SAVINGS BANK — 2010
What LUANA SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 354,395,000 | 360,739,000 | 378,981,000 | 388,915,000 |
| Total loans | 249,745,000 | 262,436,000 | 272,880,000 | 283,078,000 |
| Allowance for loan losses | 2,994,000 | 2,991,000 | 2,999,000 | 3,400,000 |
| Securities available for sale | 62,577,000 | 63,007,000 | 64,445,000 | 61,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,295,000 | 283,040,000 | 300,247,000 | 318,240,000 |
| Interest-bearing deposits | 265,927,000 | 270,313,000 | 288,249,000 | 300,258,000 |
| Noninterest-bearing deposits | 12,368,000 | 12,727,000 | 11,998,000 | 17,982,000 |
| Equity capital | 30,291,000 | 31,855,000 | 34,786,000 | 34,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,498,000 | 9,188,000 | 14,300,000 | 19,429,000 |
| Interest expense | 1,691,000 | 3,360,000 | 5,039,000 | 6,669,000 |
| Net interest income | 2,807,000 | 5,828,000 | 9,261,000 | 12,760,000 |
| Noninterest income | 492,000 | 940,000 | 1,210,000 | 1,518,000 |
| Noninterest expense | 1,164,000 | 2,502,000 | 4,081,000 | 6,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 628,000 |
| Pretax income | 2,135,000 | 4,297,000 | 6,421,000 | 7,150,000 |
| Income tax | 0 | 125,000 | 261,000 | 322,000 |
| Net income | 2,135,000 | 4,172,000 | 6,160,000 | 6,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,311,000 | 29,565,000 | 30,909,000 | 33,047,000 |
| Total capital | 31,305,000 | 32,556,000 | 33,908,000 | 36,447,000 |
| Risk-weighted assets | 259,501,000 | 271,933,000 | 296,570,000 | 305,669,000 |