Call reports 2009
LUANA SAVINGS BANK — 2009
What LUANA SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 300,293,000 | 316,594,000 | 340,318,000 | 336,397,000 |
| Total loans | 229,753,000 | 232,623,000 | 245,271,000 | 247,057,000 |
| Allowance for loan losses | 2,676,000 | 2,677,000 | 2,662,000 | 3,000,000 |
| Securities available for sale | 55,724,000 | 61,465,000 | 63,297,000 | 63,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,378,000 | 236,595,000 | 257,824,000 | 258,370,000 |
| Interest-bearing deposits | 207,463,000 | 223,928,000 | 245,017,000 | 243,531,000 |
| Noninterest-bearing deposits | 12,915,000 | 12,667,000 | 12,807,000 | 14,839,000 |
| Equity capital | 19,214,000 | 22,891,000 | 29,167,000 | 28,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,268,000 | 8,669,000 | 13,001,000 | 17,620,000 |
| Interest expense | 1,956,000 | 3,888,000 | 5,824,000 | 7,671,000 |
| Net interest income | 2,312,000 | 4,781,000 | 7,177,000 | 9,949,000 |
| Noninterest income | 281,000 | 466,000 | 702,000 | 965,000 |
| Noninterest expense | 1,035,000 | 2,135,000 | 3,677,000 | 5,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 536,000 |
| Pretax income | 1,558,000 | 3,116,000 | 4,105,000 | 4,574,000 |
| Income tax | 0 | 90,000 | 182,000 | 228,000 |
| Net income | 1,558,000 | 3,026,000 | 3,923,000 | 4,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,024,000 | 23,099,000 | 26,385,000 | 26,413,000 |
| Total capital | 22,700,000 | 25,776,000 | 29,047,000 | 29,413,000 |
| Risk-weighted assets | 233,227,000 | 244,530,000 | 256,067,000 | 258,120,000 |