Call reports 2001
LUANA SAVINGS BANK — 2001
What LUANA SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,554,000 | 90,582,000 | 93,731,000 | 93,301,000 |
| Total loans | 65,483,000 | 68,792,000 | 71,226,000 | 70,921,000 |
| Allowance for loan losses | 806,000 | 821,000 | 852,000 | 815,000 |
| Securities available for sale | 15,064,000 | 13,438,000 | 13,435,000 | 13,693,000 |
| Securities held to maturity | 3,851,000 | 3,649,000 | 3,645,000 | 3,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,085,000 | 57,347,000 | 58,156,000 | 57,577,000 |
| Interest-bearing deposits | 52,852,000 | 54,422,000 | 54,740,000 | 53,534,000 |
| Noninterest-bearing deposits | 3,233,000 | 2,925,000 | 3,416,000 | 4,043,000 |
| Equity capital | 7,893,000 | 8,109,000 | 8,525,000 | 8,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,454,000 | 5,214,000 | 6,907,000 |
| Interest expense | 1,072,000 | 2,159,000 | 3,223,000 | 4,225,000 |
| Net interest income | 603,000 | 1,295,000 | 1,991,000 | 2,682,000 |
| Noninterest income | 94,000 | 186,000 | 270,000 | 365,000 |
| Noninterest expense | 274,000 | 544,000 | 828,000 | 1,333,000 |
| Provision for loan losses | 23,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 400,000 | 892,000 | 1,358,000 | 1,609,000 |
| Income tax | 12,000 | 19,000 | 35,000 | 52,000 |
| Net income | 388,000 | 873,000 | 1,323,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,354,000 | 7,652,000 | 7,889,000 | 8,035,000 |
| Total capital | 8,160,000 | 8,473,000 | 8,741,000 | 8,850,000 |
| Risk-weighted assets | 65,474,000 | 67,854,000 | 70,480,000 | 69,494,000 |