Call reports 2025
FARMERS SAVINGS BANK — 2025
What FARMERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 420,157,000 | 432,451,000 | 421,992,000 | 436,858,000 |
| Total loans | 221,173,000 | 215,748,000 | 221,519,000 | 230,035,000 |
| Allowance for loan losses | 2,471,000 | 2,540,000 | 2,571,000 | 2,561,000 |
| Securities available for sale | 147,960,000 | 149,293,000 | 155,343,000 | 149,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,302,000 | 384,199,000 | 369,351,000 | 384,178,000 |
| Interest-bearing deposits | 289,913,000 | 293,073,000 | 287,955,000 | 298,190,000 |
| Noninterest-bearing deposits | 83,389,000 | 91,126,000 | 81,396,000 | 85,988,000 |
| Equity capital | 39,436,000 | 41,824,000 | 44,445,000 | 46,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,753,000 | 9,720,000 | 14,933,000 | 20,173,000 |
| Interest expense | 1,708,000 | 3,544,000 | 5,481,000 | 7,388,000 |
| Net interest income | 3,045,000 | 6,176,000 | 9,452,000 | 12,785,000 |
| Noninterest income | 513,000 | 1,022,000 | 1,585,000 | 2,057,000 |
| Noninterest expense | 2,205,000 | 4,364,000 | 6,591,000 | 8,534,000 |
| Provision for loan losses | 80,000 | 155,000 | 185,000 | 215,000 |
| Pretax income | 1,274,000 | 2,686,000 | 4,238,000 | 6,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,274,000 | 2,686,000 | 4,238,000 | 6,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,994,000 | 44,406,000 | 45,958,000 | 47,832,000 |
| Total capital | 45,704,000 | 47,155,000 | 48,760,000 | 50,630,000 |
| Risk-weighted assets | 262,715,000 | 262,927,000 | 272,433,000 | 270,160,000 |