Call reports 2024
FARMERS SAVINGS BANK — 2024
What FARMERS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 407,551,000 | 405,246,000 | 405,924,000 | 415,891,000 |
| Total loans | 211,096,000 | 203,684,000 | 212,865,000 | 219,659,000 |
| Allowance for loan losses | 2,376,000 | 2,230,000 | 2,275,000 | 2,391,000 |
| Securities available for sale | 139,642,000 | 118,013,000 | 154,922,000 | 154,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,484,000 | 360,765,000 | 360,689,000 | 373,636,000 |
| Interest-bearing deposits | 283,942,000 | 274,664,000 | 272,206,000 | 278,251,000 |
| Noninterest-bearing deposits | 80,542,000 | 86,101,000 | 88,483,000 | 95,385,000 |
| Equity capital | 37,316,000 | 37,500,000 | 40,469,000 | 37,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,447,000 | 8,951,000 | 13,610,000 | 18,324,000 |
| Interest expense | 1,637,000 | 3,228,000 | 4,842,000 | 6,389,000 |
| Net interest income | 2,810,000 | 5,723,000 | 8,768,000 | 11,935,000 |
| Noninterest income | 530,000 | 1,091,000 | 1,754,000 | 2,300,000 |
| Noninterest expense | 2,011,000 | 4,045,000 | 6,010,000 | 7,881,000 |
| Provision for loan losses | 0 | -146,000 | -101,000 | 14,000 |
| Pretax income | 1,339,000 | 2,692,000 | 4,392,000 | 5,149,000 |
| Income tax | 22,000 | 29,000 | 25,000 | 25,000 |
| Net income | 1,317,000 | 2,663,000 | 4,367,000 | 5,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,413,000 | 43,759,000 | 43,463,000 | 41,720,000 |
| Total capital | 45,789,000 | 46,189,000 | 45,956,000 | 44,356,000 |
| Risk-weighted assets | 238,403,000 | 235,702,000 | 265,081,000 | 263,230,000 |