Call reports 2023
FARMERS SAVINGS BANK — 2023
What FARMERS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 415,442,000 | 406,429,000 | 388,516,000 | 409,667,000 |
| Total loans | 203,652,000 | 206,100,000 | 206,705,000 | 211,907,000 |
| Allowance for loan losses | 2,376,000 | 2,376,000 | 2,376,000 | 2,376,000 |
| Securities available for sale | 82,793,000 | 82,662,000 | 132,247,000 | 144,321,000 |
| Securities held to maturity | 51,894,000 | 51,926,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,141,000 | 364,246,000 | 350,874,000 | 368,047,000 |
| Interest-bearing deposits | 285,580,000 | 274,551,000 | 269,597,000 | 279,469,000 |
| Noninterest-bearing deposits | 87,561,000 | 89,695,000 | 81,277,000 | 88,578,000 |
| Equity capital | 36,832,000 | 36,638,000 | 31,927,000 | 36,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,712,000 | 11,741,000 | 16,226,000 |
| Interest expense | 1,031,000 | 2,278,000 | 3,615,000 | 5,097,000 |
| Net interest income | 2,844,000 | 5,434,000 | 8,126,000 | 11,129,000 |
| Noninterest income | 508,000 | 1,124,000 | 1,714,000 | 2,281,000 |
| Noninterest expense | 1,915,000 | 3,912,000 | 5,839,000 | 7,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,446,000 | 2,644,000 | 3,969,000 | 3,262,000 |
| Income tax | 115,000 | 220,000 | 8,000 | 25,000 |
| Net income | 1,331,000 | 2,424,000 | 3,961,000 | 3,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,941,000 | 42,284,000 | 43,821,000 | 42,097,000 |
| Total capital | 44,343,000 | 44,686,000 | 46,197,000 | 44,473,000 |
| Risk-weighted assets | 230,367,000 | 232,979,000 | 238,106,000 | 239,404,000 |