Call reports 2021
FARMERS SAVINGS BANK — 2021
What FARMERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 405,987,000 | 412,335,000 | 399,722,000 | 421,724,000 |
| Total loans | 200,774,000 | 192,563,000 | 187,971,000 | 199,420,000 |
| Allowance for loan losses | 2,665,000 | 2,675,000 | 2,826,000 | 2,327,000 |
| Securities available for sale | 167,609,000 | 185,067,000 | 190,239,000 | 189,461,000 |
| Securities held to maturity | 1,251,000 | 1,251,000 | 1,251,000 | 1,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,096,000 | 366,275,000 | 354,261,000 | 378,657,000 |
| Interest-bearing deposits | 273,711,000 | 270,938,000 | 263,142,000 | 280,279,000 |
| Noninterest-bearing deposits | 89,385,000 | 95,337,000 | 91,119,000 | 98,378,000 |
| Equity capital | 37,574,000 | 40,070,000 | 39,769,000 | 39,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,786,000 | 5,925,000 | 9,015,000 | 11,814,000 |
| Interest expense | 204,000 | 361,000 | 513,000 | 661,000 |
| Net interest income | 2,582,000 | 5,564,000 | 8,502,000 | 11,153,000 |
| Noninterest income | 672,000 | 1,567,000 | 2,358,000 | 2,925,000 |
| Noninterest expense | 1,860,000 | 3,670,000 | 5,522,000 | 7,476,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | -460,000 |
| Pretax income | 1,372,000 | 3,451,000 | 5,328,000 | 7,187,000 |
| Income tax | 120,000 | 280,000 | 430,000 | 585,000 |
| Net income | 1,252,000 | 3,171,000 | 4,898,000 | 6,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,872,000 | 36,791,000 | 37,018,000 | 37,514,000 |
| Total capital | 37,537,000 | 39,466,000 | 39,844,000 | 39,841,000 |
| Risk-weighted assets | 214,549,000 | 225,158,000 | 236,890,000 | 238,396,000 |