Call reports 2020
FARMERS SAVINGS BANK — 2020
What FARMERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 327,648,000 | 357,859,000 | 360,327,000 | 378,469,000 |
| Total loans | 182,135,000 | 191,656,000 | 196,443,000 | 198,450,000 |
| Allowance for loan losses | 2,022,000 | 2,305,000 | 2,587,000 | 2,619,000 |
| Securities available for sale | 118,708,000 | 128,113,000 | 148,993,000 | 139,693,000 |
| Securities held to maturity | 1,251,000 | 1,251,000 | 1,251,000 | 1,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,615,000 | 316,340,000 | 320,183,000 | 337,411,000 |
| Interest-bearing deposits | 231,014,000 | 237,742,000 | 241,744,000 | 252,684,000 |
| Noninterest-bearing deposits | 64,601,000 | 78,598,000 | 78,439,000 | 84,727,000 |
| Equity capital | 29,823,000 | 34,227,000 | 36,261,000 | 38,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 5,574,000 | 8,453,000 | 11,412,000 |
| Interest expense | 612,000 | 894,000 | 1,164,000 | 1,391,000 |
| Net interest income | 2,221,000 | 4,680,000 | 7,289,000 | 10,021,000 |
| Noninterest income | 515,000 | 1,958,000 | 3,044,000 | 4,762,000 |
| Noninterest expense | 1,710,000 | 3,485,000 | 5,211,000 | 7,129,000 |
| Provision for loan losses | 280,000 | 560,000 | 840,000 | 870,000 |
| Pretax income | 747,000 | 2,573,000 | 4,269,000 | 6,810,000 |
| Income tax | 72,000 | 200,000 | 320,000 | 560,000 |
| Net income | 675,000 | 2,373,000 | 3,949,000 | 6,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,337,000 | 30,034,000 | 31,610,000 | 33,911,000 |
| Total capital | 30,359,000 | 32,339,000 | 34,158,000 | 36,488,000 |
| Risk-weighted assets | 193,823,000 | 196,078,000 | 203,821,000 | 206,095,000 |