Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 289,877,000 | 291,290,000 | 284,229,000 | 295,380,000 |
| Total loans | 169,533,000 | 175,411,000 | 177,710,000 | 182,928,000 |
| Allowance for loan losses | 1,762,000 | 1,663,000 | 1,658,000 | 1,761,000 |
| Securities available for sale | 84,478,000 | 88,106,000 | 88,141,000 | 86,408,000 |
| Securities held to maturity | 1,751,000 | 1,751,000 | 1,251,000 | 1,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,205,000 | 266,115,000 | 258,713,000 | 268,727,000 |
| Interest-bearing deposits | 204,949,000 | 202,513,000 | 194,009,000 | 200,560,000 |
| Noninterest-bearing deposits | 60,256,000 | 63,602,000 | 64,704,000 | 68,167,000 |
| Equity capital | 22,928,000 | 23,585,000 | 23,121,000 | 23,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,723,000 | 7,224,000 | 9,827,000 |
| Interest expense | 443,000 | 937,000 | 1,508,000 | 2,138,000 |
| Net interest income | 1,861,000 | 3,786,000 | 5,716,000 | 7,689,000 |
| Noninterest income | 428,000 | 880,000 | 1,293,000 | 1,618,000 |
| Noninterest expense | 1,508,000 | 3,009,000 | 4,530,000 | 6,049,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | 0 |
| Pretax income | 773,000 | 1,746,000 | 2,568,000 | 3,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 773,000 | 1,746,000 | 2,568,000 | 3,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,660,000 | 24,133,000 | 24,060,000 | 24,154,000 |
| Total capital | 25,422,000 | 25,796,000 | 25,718,000 | 25,915,000 |
| Risk-weighted assets | 167,079,000 | 175,307,000 | 180,247,000 | 183,836,000 |