Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 272,720,000 | 273,687,000 | 276,458,000 | 288,028,000 |
| Total loans | 159,498,000 | 166,013,000 | 167,332,000 | 169,316,000 |
| Allowance for loan losses | 2,959,000 | 2,960,000 | 1,761,000 | 1,763,000 |
| Securities available for sale | 84,772,000 | 85,679,000 | 89,723,000 | 88,456,000 |
| Securities held to maturity | 1,751,000 | 1,751,000 | 1,751,000 | 1,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,550,000 | 247,508,000 | 248,465,000 | 263,982,000 |
| Interest-bearing deposits | 195,744,000 | 190,168,000 | 192,470,000 | 197,203,000 |
| Noninterest-bearing deposits | 51,806,000 | 57,340,000 | 55,995,000 | 66,779,000 |
| Equity capital | 23,880,000 | 24,637,000 | 26,030,000 | 22,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,213,000 | 6,407,000 | 8,642,000 |
| Interest expense | 273,000 | 553,000 | 865,000 | 1,213,000 |
| Net interest income | 1,806,000 | 3,660,000 | 5,542,000 | 7,429,000 |
| Noninterest income | 424,000 | 821,000 | 1,249,000 | 1,677,000 |
| Noninterest expense | 1,449,000 | 2,867,000 | 4,299,000 | 5,743,000 |
| Provision for loan losses | 0 | 0 | -1,200,000 | -1,200,000 |
| Pretax income | 789,000 | 1,621,000 | 3,699,000 | 4,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 789,000 | 1,621,000 | 3,699,000 | 4,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,594,000 | 23,933,000 | 25,519,000 | 22,887,000 |
| Total capital | 25,623,000 | 26,009,000 | 27,280,000 | 24,650,000 |
| Risk-weighted assets | 161,387,000 | 165,232,000 | 171,658,000 | 169,425,000 |