Call reports 2016
FARMERS SAVINGS BANK — 2016
What FARMERS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 273,480,000 | 273,483,000 | 275,122,000 | 281,622,000 |
| Total loans | 154,355,000 | 160,742,000 | 162,332,000 | 162,624,000 |
| Allowance for loan losses | 2,945,000 | 2,945,000 | 2,956,000 | 2,957,000 |
| Securities available for sale | 91,830,000 | 91,448,000 | 92,687,000 | 85,780,000 |
| Securities held to maturity | 1,751,000 | 1,751,000 | 1,751,000 | 1,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,335,000 | 247,224,000 | 248,477,000 | 256,796,000 |
| Interest-bearing deposits | 200,509,000 | 192,730,000 | 196,027,000 | 197,186,000 |
| Noninterest-bearing deposits | 46,826,000 | 54,494,000 | 52,450,000 | 59,610,000 |
| Equity capital | 23,195,000 | 24,031,000 | 24,169,000 | 23,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,951,000 | 3,952,000 | 5,991,000 | 8,075,000 |
| Interest expense | 184,000 | 371,000 | 560,000 | 745,000 |
| Net interest income | 1,767,000 | 3,581,000 | 5,431,000 | 7,330,000 |
| Noninterest income | 375,000 | 795,000 | 1,274,000 | 1,702,000 |
| Noninterest expense | 1,398,000 | 2,722,000 | 4,104,000 | 5,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 744,000 | 1,654,000 | 2,606,000 | 3,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 744,000 | 1,654,000 | 2,606,000 | 3,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,982,000 | 22,398,000 | 22,856,000 | 23,304,000 |
| Total capital | 23,981,000 | 24,471,000 | 24,956,000 | 25,409,000 |
| Risk-weighted assets | 158,999,000 | 164,960,000 | 167,134,000 | 167,582,000 |