Call reports 2015
FARMERS SAVINGS BANK — 2015
What FARMERS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 268,988,000 | 264,101,000 | 267,830,000 | 268,785,000 |
| Total loans | 152,037,000 | 152,854,000 | 154,323,000 | 154,681,000 |
| Allowance for loan losses | 2,941,000 | 2,943,000 | 2,943,000 | 2,944,000 |
| Securities available for sale | 86,347,000 | 89,127,000 | 91,943,000 | 91,747,000 |
| Securities held to maturity | 1,731,000 | 1,731,000 | 1,731,000 | 1,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,926,000 | 239,165,000 | 242,080,000 | 243,496,000 |
| Interest-bearing deposits | 203,767,000 | 192,791,000 | 193,720,000 | 190,277,000 |
| Noninterest-bearing deposits | 40,159,000 | 46,374,000 | 48,360,000 | 53,219,000 |
| Equity capital | 22,713,000 | 22,616,000 | 23,213,000 | 23,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,846,000 | 5,778,000 | 7,810,000 |
| Interest expense | 187,000 | 376,000 | 565,000 | 745,000 |
| Net interest income | 1,737,000 | 3,470,000 | 5,213,000 | 7,065,000 |
| Noninterest income | 389,000 | 845,000 | 1,292,000 | 1,724,000 |
| Noninterest expense | 1,313,000 | 2,637,000 | 3,972,000 | 5,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 813,000 | 1,678,000 | 2,533,000 | 3,492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 813,000 | 1,678,000 | 2,533,000 | 3,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,657,000 | 21,926,000 | 22,286,000 | 22,248,000 |
| Total capital | 23,629,000 | 23,912,000 | 24,308,000 | 24,275,000 |
| Risk-weighted assets | 156,855,000 | 157,945,000 | 160,847,000 | 161,275,000 |