Call reports 2014
FARMERS SAVINGS BANK — 2014
What FARMERS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 250,416,000 | 252,852,000 | 251,329,000 | 260,765,000 |
| Total loans | 146,559,000 | 147,698,000 | 149,200,000 | 153,450,000 |
| Allowance for loan losses | 2,974,000 | 2,963,000 | 2,939,000 | 2,941,000 |
| Securities available for sale | 70,617,000 | 75,210,000 | 77,639,000 | 88,154,000 |
| Securities held to maturity | 1,685,000 | 1,685,000 | 1,685,000 | 1,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,276,000 | 227,883,000 | 226,323,000 | 237,121,000 |
| Interest-bearing deposits | 190,569,000 | 183,876,000 | 186,256,000 | 188,555,000 |
| Noninterest-bearing deposits | 36,707,000 | 44,007,000 | 40,067,000 | 48,566,000 |
| Equity capital | 20,665,000 | 21,622,000 | 21,961,000 | 21,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,672,000 | 5,555,000 | 7,536,000 |
| Interest expense | 197,000 | 394,000 | 592,000 | 785,000 |
| Net interest income | 1,626,000 | 3,278,000 | 4,963,000 | 6,751,000 |
| Noninterest income | 441,000 | 838,000 | 1,284,000 | 1,575,000 |
| Noninterest expense | 1,381,000 | 2,773,000 | 4,143,000 | 5,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 686,000 | 1,343,000 | 2,104,000 | 2,918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 686,000 | 1,343,000 | 2,104,000 | 2,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,916,000 | 20,584,000 | 20,879,000 | 20,768,000 |
| Total capital | 21,668,000 | 22,369,000 | 22,716,000 | 22,737,000 |
| Risk-weighted assets | 138,940,000 | 141,603,000 | 145,892,000 | 156,531,000 |