Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 240,373,000 | 241,576,000 | 241,059,000 | 241,390,000 |
| Total loans | 141,460,000 | 142,773,000 | 145,620,000 | 149,595,000 |
| Allowance for loan losses | 3,151,000 | 3,147,000 | 3,148,000 | 3,041,000 |
| Securities available for sale | 69,602,000 | 76,889,000 | 68,894,000 | 68,342,000 |
| Securities held to maturity | 1,645,000 | 1,645,000 | 1,645,000 | 1,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,211,000 | 217,980,000 | 217,901,000 | 219,128,000 |
| Interest-bearing deposits | 183,619,000 | 179,861,000 | 180,201,000 | 177,356,000 |
| Noninterest-bearing deposits | 33,592,000 | 38,119,000 | 37,700,000 | 41,772,000 |
| Equity capital | 21,396,000 | 20,474,000 | 20,651,000 | 20,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,000,000 | 5,940,000 | 7,881,000 |
| Interest expense | 222,000 | 438,000 | 651,000 | 856,000 |
| Net interest income | 1,814,000 | 3,562,000 | 5,289,000 | 7,025,000 |
| Noninterest income | 524,000 | 1,027,000 | 1,410,000 | 1,806,000 |
| Noninterest expense | 1,360,000 | 2,716,000 | 3,896,000 | 5,289,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 831,000 | 1,720,000 | 2,517,000 | 3,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 831,000 | 1,720,000 | 2,517,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,704,000 | 19,940,000 | 20,034,000 | 19,915,000 |
| Total capital | 21,380,000 | 21,620,000 | 21,753,000 | 21,677,000 |
| Risk-weighted assets | 132,616,000 | 132,913,000 | 136,122,000 | 139,701,000 |