Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 234,934,000 | 233,083,000 | 230,451,000 | 239,842,000 |
| Total loans | 144,290,000 | 143,898,000 | 144,403,000 | 144,802,000 |
| Allowance for loan losses | 3,226,000 | 3,200,000 | 3,179,000 | 3,137,000 |
| Securities available for sale | 70,442,000 | 67,531,000 | 71,209,000 | 68,770,000 |
| Securities held to maturity | 1,751,000 | 1,751,000 | 1,751,000 | 1,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,878,000 | 209,874,000 | 207,344,000 | 217,224,000 |
| Interest-bearing deposits | 180,383,000 | 173,999,000 | 174,067,000 | 176,487,000 |
| Noninterest-bearing deposits | 32,495,000 | 35,875,000 | 33,277,000 | 40,737,000 |
| Equity capital | 20,807,000 | 21,076,000 | 21,372,000 | 20,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,158,000 | 6,144,000 | 8,144,000 |
| Interest expense | 298,000 | 571,000 | 841,000 | 1,098,000 |
| Net interest income | 1,780,000 | 3,587,000 | 5,303,000 | 7,046,000 |
| Noninterest income | 471,000 | 907,000 | 1,400,000 | 1,960,000 |
| Noninterest expense | 1,138,000 | 2,492,000 | 3,531,000 | 4,922,000 |
| Provision for loan losses | 75,000 | 100,000 | 150,000 | 180,000 |
| Pretax income | 1,038,000 | 1,902,000 | 3,022,000 | 3,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,038,000 | 1,902,000 | 3,022,000 | 3,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,242,000 | 19,484,000 | 19,555,000 | 19,063,000 |
| Total capital | 20,868,000 | 21,103,000 | 21,193,000 | 20,707,000 |
| Risk-weighted assets | 128,483,000 | 127,907,000 | 129,527,000 | 130,052,000 |