Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 225,168,000 | 225,932,000 | 225,540,000 | 229,411,000 |
| Total loans | 144,686,000 | 149,761,000 | 148,288,000 | 149,022,000 |
| Allowance for loan losses | 2,830,000 | 2,941,000 | 3,093,000 | 3,130,000 |
| Securities available for sale | 63,720,000 | 58,366,000 | 57,774,000 | 59,401,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 1,751,000 | 1,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,770,000 | 203,454,000 | 202,732,000 | 207,119,000 |
| Interest-bearing deposits | 177,637,000 | 174,931,000 | 173,940,000 | 171,058,000 |
| Noninterest-bearing deposits | 27,133,000 | 28,523,000 | 28,792,000 | 36,061,000 |
| Equity capital | 19,136,000 | 19,767,000 | 19,965,000 | 20,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,379,000 | 6,528,000 | 8,691,000 |
| Interest expense | 452,000 | 873,000 | 1,252,000 | 1,577,000 |
| Net interest income | 1,744,000 | 3,506,000 | 5,276,000 | 7,114,000 |
| Noninterest income | 307,000 | 727,000 | 1,200,000 | 1,540,000 |
| Noninterest expense | 1,209,000 | 2,429,000 | 3,381,000 | 4,632,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 692,000 | 1,510,000 | 2,152,000 | 2,866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 692,000 | 1,510,000 | 2,152,000 | 2,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,406,000 | 18,734,000 | 18,570,000 | 18,591,000 |
| Total capital | 20,139,000 | 20,484,000 | 20,267,000 | 20,244,000 |
| Risk-weighted assets | 137,516,000 | 138,822,000 | 134,327,000 | 130,759,000 |