Call reports 2010
FARMERS SAVINGS BANK — 2010
What FARMERS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 216,592,000 | 220,833,000 | 220,465,000 | 222,438,000 |
| Total loans | 155,286,000 | 156,194,000 | 150,552,000 | 148,803,000 |
| Allowance for loan losses | 1,788,000 | 1,920,000 | 2,320,000 | 2,677,000 |
| Securities available for sale | 35,226,000 | 46,887,000 | 48,907,000 | 50,037,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,694,000 | 199,918,000 | 199,093,000 | 202,500,000 |
| Interest-bearing deposits | 175,444,000 | 176,485,000 | 174,413,000 | 175,319,000 |
| Noninterest-bearing deposits | 21,250,000 | 23,433,000 | 24,680,000 | 27,181,000 |
| Equity capital | 18,268,000 | 18,900,000 | 19,550,000 | 18,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,313,000 | 4,783,000 | 7,142,000 | 9,514,000 |
| Interest expense | 659,000 | 1,274,000 | 1,840,000 | 2,336,000 |
| Net interest income | 1,654,000 | 3,509,000 | 5,302,000 | 7,178,000 |
| Noninterest income | 330,000 | 657,000 | 1,229,000 | 1,767,000 |
| Noninterest expense | 1,141,000 | 2,290,000 | 3,301,000 | 4,651,000 |
| Provision for loan losses | 150,000 | 400,000 | 1,000,000 | 1,500,000 |
| Pretax income | 693,000 | 1,476,000 | 2,230,000 | 2,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 693,000 | 1,476,000 | 2,230,000 | 2,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,552,000 | 18,029,000 | 18,313,000 | 18,025,000 |
| Total capital | 19,340,000 | 19,913,000 | 20,089,000 | 19,800,000 |
| Risk-weighted assets | 150,243,000 | 150,655,000 | 141,553,000 | 141,106,000 |