Call reports 2009
FARMERS SAVINGS BANK — 2009
What FARMERS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 201,724,000 | 204,295,000 | 207,528,000 | 212,111,000 |
| Total loans | 155,742,000 | 157,030,000 | 158,573,000 | 158,776,000 |
| Allowance for loan losses | 2,139,000 | 2,031,000 | 2,146,000 | 2,013,000 |
| Securities available for sale | 30,264,000 | 31,241,000 | 37,396,000 | 36,111,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,536,000 | 181,224,000 | 180,914,000 | 192,262,000 |
| Interest-bearing deposits | 162,316,000 | 159,609,000 | 161,026,000 | 167,001,000 |
| Noninterest-bearing deposits | 18,220,000 | 21,615,000 | 19,888,000 | 25,261,000 |
| Equity capital | 17,464,000 | 18,157,000 | 18,245,000 | 18,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 4,812,000 | 7,080,000 | 9,528,000 |
| Interest expense | 957,000 | 1,756,000 | 2,527,000 | 3,252,000 |
| Net interest income | 1,574,000 | 3,056,000 | 4,553,000 | 6,276,000 |
| Noninterest income | 559,000 | 1,055,000 | 1,408,000 | 1,783,000 |
| Noninterest expense | 1,163,000 | 2,264,000 | 3,363,000 | 4,395,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 930,000 |
| Pretax income | 874,000 | 1,667,000 | 2,268,000 | 2,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 874,000 | 1,667,000 | 2,268,000 | 2,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,603,000 | 18,246,000 | 17,597,000 | 17,571,000 |
| Total capital | 19,487,000 | 20,159,000 | 19,535,000 | 19,524,000 |
| Risk-weighted assets | 150,452,000 | 152,957,000 | 154,869,000 | 156,161,000 |