Call reports 2007
FARMERS SAVINGS BANK — 2007
What FARMERS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,477,000 | 190,244,000 | 195,163,000 | 199,978,000 |
| Total loans | 136,972,000 | 144,947,000 | 152,424,000 | 155,197,000 |
| Allowance for loan losses | 1,550,000 | 1,584,000 | 1,584,000 | 1,582,000 |
| Securities available for sale | 27,141,000 | 26,169,000 | 30,023,000 | 32,439,000 |
| Securities held to maturity | 1,900,000 | 1,800,000 | 1,550,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,202,000 | 171,145,000 | 173,593,000 | 178,133,000 |
| Interest-bearing deposits | 146,738,000 | 150,088,000 | 153,843,000 | 156,380,000 |
| Noninterest-bearing deposits | 18,464,000 | 21,057,000 | 19,750,000 | 21,753,000 |
| Equity capital | 12,042,000 | 12,367,000 | 13,088,000 | 13,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,887,000 | 5,898,000 | 9,094,000 | 12,320,000 |
| Interest expense | 1,601,000 | 3,313,000 | 5,130,000 | 6,857,000 |
| Net interest income | 1,286,000 | 2,585,000 | 3,964,000 | 5,463,000 |
| Noninterest income | 371,000 | 676,000 | 978,000 | 1,280,000 |
| Noninterest expense | 996,000 | 1,958,000 | 2,976,000 | 4,076,000 |
| Provision for loan losses | 30,000 | 75,000 | 75,000 | 120,000 |
| Pretax income | 631,000 | 1,228,000 | 1,894,000 | 2,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,228,000 | 1,894,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,979,000 | 12,575,000 | 13,033,000 | 13,314,000 |
| Total capital | 13,529,000 | 14,159,000 | 14,617,000 | 14,896,000 |
| Risk-weighted assets | 133,702,000 | 133,400,000 | 134,902,000 | 139,789,000 |