Call reports 2006
FARMERS SAVINGS BANK — 2006
What FARMERS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 171,071,000 | 174,821,000 | 176,100,000 | 175,402,000 |
| Total loans | 125,842,000 | 129,396,000 | 133,311,000 | 130,142,000 |
| Allowance for loan losses | 1,696,000 | 1,546,000 | 1,578,000 | 1,608,000 |
| Securities available for sale | 29,768,000 | 28,646,000 | 28,536,000 | 28,786,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,239,000 | 156,918,000 | 157,174,000 | 155,839,000 |
| Interest-bearing deposits | 134,803,000 | 138,354,000 | 138,695,000 | 135,686,000 |
| Noninterest-bearing deposits | 18,436,000 | 18,564,000 | 18,479,000 | 20,153,000 |
| Equity capital | 11,131,000 | 11,258,000 | 12,039,000 | 12,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 5,173,000 | 8,030,000 | 10,851,000 |
| Interest expense | 1,229,000 | 2,601,000 | 4,160,000 | 5,688,000 |
| Net interest income | 1,263,000 | 2,572,000 | 3,870,000 | 5,163,000 |
| Noninterest income | 382,000 | 664,000 | 967,000 | 1,376,000 |
| Noninterest expense | 935,000 | 1,945,000 | 2,941,000 | 3,907,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 680,000 | 1,231,000 | 1,806,000 | 2,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 680,000 | 1,231,000 | 1,806,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,252,000 | 11,671,000 | 11,946,000 | 12,111,000 |
| Total capital | 12,753,000 | 13,199,000 | 13,524,000 | 13,719,000 |
| Risk-weighted assets | 119,874,000 | 122,184,000 | 126,451,000 | 129,388,000 |