Call reports 2005
FARMERS SAVINGS BANK — 2005
What FARMERS SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 161,534,000 | 164,362,000 | 169,719,000 | 170,086,000 |
| Total loans | 110,473,000 | 120,352,000 | 129,966,000 | 125,791,000 |
| Allowance for loan losses | 1,625,000 | 1,657,000 | 1,680,000 | 1,665,000 |
| Securities available for sale | 29,919,000 | 31,561,000 | 30,311,000 | 29,573,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,284,000 | 142,686,000 | 143,223,000 | 149,291,000 |
| Interest-bearing deposits | 121,851,000 | 123,737,000 | 124,958,000 | 129,411,000 |
| Noninterest-bearing deposits | 20,433,000 | 18,949,000 | 18,265,000 | 19,880,000 |
| Equity capital | 11,371,000 | 12,367,000 | 12,399,000 | 12,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,180,000 | 6,517,000 | 9,072,000 |
| Interest expense | 800,000 | 1,699,000 | 2,742,000 | 3,879,000 |
| Net interest income | 1,226,000 | 2,481,000 | 3,775,000 | 5,193,000 |
| Noninterest income | 289,000 | 576,000 | 1,024,000 | 1,129,000 |
| Noninterest expense | 790,000 | 1,619,000 | 2,542,000 | 3,492,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 736,000 | 1,424,000 | 2,212,000 | 2,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 736,000 | 1,424,000 | 2,212,000 | 2,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,292,000 | 11,900,000 | 12,229,000 | 12,092,000 |
| Total capital | 12,718,000 | 13,355,000 | 13,722,000 | 13,590,000 |
| Risk-weighted assets | 113,904,000 | 116,231,000 | 119,286,000 | 119,691,000 |