Call reports 2003
FARMERS SAVINGS BANK — 2003
What FARMERS SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,668,000 | 140,513,000 | 138,972,000 | 143,682,000 |
| Total loans | 91,357,000 | 94,829,000 | 93,209,000 | 99,929,000 |
| Allowance for loan losses | 1,351,000 | 1,392,000 | 1,332,000 | 1,393,000 |
| Securities available for sale | 33,459,000 | 32,377,000 | 36,281,000 | 37,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,366,000 | 119,336,000 | 119,256,000 | 122,451,000 |
| Interest-bearing deposits | 102,118,000 | 103,504,000 | 103,797,000 | 106,578,000 |
| Noninterest-bearing deposits | 14,248,000 | 15,832,000 | 15,459,000 | 15,873,000 |
| Equity capital | 11,453,000 | 11,887,000 | 11,629,000 | 11,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,793,000 | 5,589,000 | 7,514,000 |
| Interest expense | 700,000 | 1,384,000 | 2,038,000 | 2,678,000 |
| Net interest income | 1,237,000 | 2,409,000 | 3,551,000 | 4,836,000 |
| Noninterest income | 413,000 | 1,008,000 | 1,395,000 | 1,621,000 |
| Noninterest expense | 749,000 | 1,529,000 | 2,296,000 | 3,269,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 841,000 | 1,768,000 | 2,470,000 | 2,948,000 |
| Income tax | -6,000 | -6,000 | -6,000 | -6,000 |
| Net income | 847,000 | 1,774,000 | 2,476,000 | 2,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,319,000 | 10,344,000 | 10,430,000 | 10,122,000 |
| Total capital | 11,494,000 | 11,574,000 | 11,652,000 | 11,397,000 |
| Risk-weighted assets | 93,839,000 | 98,235,000 | 97,668,000 | 101,893,000 |