Call reports 2002
FARMERS SAVINGS BANK — 2002
What FARMERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,583,000 | 131,134,000 | 135,011,000 | 136,445,000 |
| Total loans | 84,395,000 | 87,264,000 | 92,790,000 | 89,108,000 |
| Allowance for loan losses | 1,028,000 | 1,066,000 | 1,129,000 | 1,298,000 |
| Securities available for sale | 30,604,000 | 30,712,000 | 29,102,000 | 33,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,577,000 | 112,083,000 | 114,655,000 | 116,806,000 |
| Interest-bearing deposits | 95,152,000 | 96,403,000 | 99,429,000 | 101,721,000 |
| Noninterest-bearing deposits | 12,425,000 | 15,680,000 | 15,226,000 | 15,085,000 |
| Equity capital | 10,060,000 | 10,242,000 | 10,990,000 | 11,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,058,000 | 6,065,000 | 8,068,000 |
| Interest expense | 824,000 | 1,645,000 | 2,470,000 | 3,240,000 |
| Net interest income | 1,165,000 | 2,413,000 | 3,595,000 | 4,828,000 |
| Noninterest income | 297,000 | 542,000 | 934,000 | 1,396,000 |
| Noninterest expense | 712,000 | 1,440,000 | 2,141,000 | 3,077,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 380,000 |
| Pretax income | 720,000 | 1,455,000 | 2,268,000 | 2,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 720,000 | 1,455,000 | 2,268,000 | 2,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,953,000 | 9,520,000 | 9,942,000 | 9,877,000 |
| Total capital | 10,981,000 | 10,586,000 | 11,071,000 | 11,050,000 |
| Risk-weighted assets | 85,639,000 | 89,684,000 | 94,591,000 | 93,734,000 |