Call reports 2001
FARMERS SAVINGS BANK — 2001
What FARMERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,838,000 | 121,893,000 | 124,499,000 | 127,312,000 |
| Total loans | 87,383,000 | 84,418,000 | 88,016,000 | 85,769,000 |
| Allowance for loan losses | 982,000 | 964,000 | 992,000 | 990,000 |
| Securities available for sale | 19,130,000 | 21,519,000 | 22,146,000 | 31,619,000 |
| Securities held to maturity | 1,690,000 | 1,439,000 | 1,439,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,801,000 | 104,558,000 | 106,124,000 | 108,557,000 |
| Interest-bearing deposits | 89,474,000 | 91,967,000 | 94,509,000 | 94,822,000 |
| Noninterest-bearing deposits | 10,327,000 | 12,591,000 | 11,615,000 | 13,735,000 |
| Equity capital | 9,410,000 | 9,396,000 | 10,057,000 | 9,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,509,000 | 6,745,000 | 8,879,000 |
| Interest expense | 1,233,000 | 2,405,000 | 3,547,000 | 4,514,000 |
| Net interest income | 1,000,000 | 2,104,000 | 3,198,000 | 4,365,000 |
| Noninterest income | 273,000 | 554,000 | 822,000 | 1,203,000 |
| Noninterest expense | 660,000 | 1,358,000 | 1,997,000 | 2,976,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 583,000 | 1,240,000 | 1,933,000 | 2,372,000 |
| Income tax | 18,000 | 35,000 | 35,000 | -22,000 |
| Net income | 565,000 | 1,205,000 | 1,898,000 | 2,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,093,000 | 9,083,000 | 9,497,000 | 9,523,000 |
| Total capital | 10,075,000 | 10,047,000 | 10,489,000 | 10,513,000 |
| Risk-weighted assets | 85,040,000 | 87,514,000 | 89,829,000 | 87,343,000 |