Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 858,696,000 | USD | evidence → |
| Total loans | 305,271,000 | USD | evidence → |
| Allowance for loan losses | 4,590,000 | USD | evidence → |
| Securities available for sale | 346,971,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 655,919,000 | USD | evidence → |
| Interest-bearing deposits | 528,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,610,000 | USD | evidence → |
| Equity capital | 133,542,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,231,000 | USD | evidence → |
| Interest expense | 11,294,000 | USD | evidence → |
| Net interest income | 20,937,000 | USD | evidence → |
| Noninterest income | 8,096,000 | USD | evidence → |
| Noninterest expense | 24,435,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 4,888,000 | USD | evidence → |
| Income tax | 1,702,000 | USD | evidence → |
| Net income | 3,186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,123,000 | USD | evidence → |
| Total capital | 48,021,000 | USD | evidence → |
| Risk-weighted assets | 311,150,000 | USD | evidence → |