Call reports 2001
CITIZENS BANK — 2001
What CITIZENS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q4 |
|---|---|
| Total assets | 682,605,000 |
| Total loans | 223,502,000 |
| Allowance for loan losses | 4,614,000 |
| Securities available for sale | 164,817,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 547,322,000 |
| Interest-bearing deposits | 429,157,000 |
| Noninterest-bearing deposits | 118,165,000 |
| Equity capital | 124,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q4 |
|---|---|
| Interest income | 2,044,000 |
| Interest expense | 984,000 |
| Net interest income | 1,060,000 |
| Noninterest income | 517,000 |
| Noninterest expense | 757,000 |
| Provision for loan losses | 2,168,000 |
| Pretax income | -1,013,000 |
| Income tax | -374,000 |
| Net income | -639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q4 |
|---|---|
| Tier 1 capital | 40,575,000 |
| Total capital | 43,731,000 |
| Risk-weighted assets | 251,016,000 |