Call reports 2024
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,752,000 | 104,805,000 | 106,696,000 | 94,204,000 |
| Total loans | 82,667,000 | 76,909,000 | 79,673,000 | 76,174,000 |
| Allowance for loan losses | 595,000 | 555,000 | 561,000 | 521,000 |
| Securities available for sale | 8,947,000 | 8,767,000 | 9,018,000 | 8,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,963,000 | 64,018,000 | 70,651,000 | 65,495,000 |
| Interest-bearing deposits | 57,988,000 | 58,521,000 | 64,583,000 | 59,249,000 |
| Noninterest-bearing deposits | 5,975,000 | 5,497,000 | 6,068,000 | 6,246,000 |
| Equity capital | 5,674,000 | 5,678,000 | 6,538,000 | 7,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,497,000 | 3,841,000 | 4,992,000 |
| Interest expense | 817,000 | 1,659,000 | 2,507,000 | 3,236,000 |
| Net interest income | 401,000 | 838,000 | 1,334,000 | 1,756,000 |
| Noninterest income | 156,000 | 357,000 | 534,000 | 725,000 |
| Noninterest expense | 662,000 | 1,333,000 | 2,080,000 | 2,829,000 |
| Provision for loan losses | 20,000 | -20,000 | -14,000 | -53,000 |
| Pretax income | -105,000 | -98,000 | -160,000 | -247,000 |
| Income tax | -28,000 | -26,000 | -42,000 | -63,000 |
| Net income | -77,000 | -72,000 | -118,000 | -184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,102,000 | 7,110,000 | 7,642,000 | 8,579,000 |
| Total capital | 7,739,000 | 7,707,000 | 8,227,000 | 9,115,000 |
| Risk-weighted assets | 69,134,000 | 66,415,000 | 67,008,000 | 61,080,000 |