Call reports 2022
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 59,631,000 | 62,148,000 | 64,121,000 | 71,681,000 |
| Total loans | 32,619,000 | 37,904,000 | 43,815,000 | 53,489,000 |
| Allowance for loan losses | 305,000 | 330,000 | 358,000 | 442,000 |
| Securities available for sale | 11,992,000 | 10,827,000 | 9,740,000 | 9,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,673,000 | 47,850,000 | 50,585,000 | 58,519,000 |
| Interest-bearing deposits | 43,840,000 | 42,043,000 | 44,732,000 | 52,237,000 |
| Noninterest-bearing deposits | 5,833,000 | 5,807,000 | 5,853,000 | 6,282,000 |
| Equity capital | 7,219,000 | 6,515,000 | 5,637,000 | 5,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 782,000 | 1,305,000 | 1,927,000 |
| Interest expense | 61,000 | 128,000 | 226,000 | 398,000 |
| Net interest income | 290,000 | 654,000 | 1,079,000 | 1,529,000 |
| Noninterest income | 362,000 | 766,000 | 1,014,000 | 1,149,000 |
| Noninterest expense | 884,000 | 1,826,000 | 2,801,000 | 3,333,000 |
| Provision for loan losses | 20,000 | 45,000 | 73,000 | 157,000 |
| Pretax income | -267,000 | -486,000 | -823,000 | -848,000 |
| Income tax | -58,000 | -106,000 | -179,000 | -186,000 |
| Net income | -209,000 | -380,000 | -644,000 | -662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,860,000 | 7,693,000 | 7,433,000 | 7,420,000 |