Call reports 2021
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 58,382,000 | 54,914,000 | 53,667,000 | 56,951,000 |
| Total loans | 25,784,000 | 26,922,000 | 27,837,000 | 27,558,000 |
| Allowance for loan losses | 226,000 | 272,000 | 275,000 | 285,000 |
| Securities available for sale | 17,018,000 | 15,374,000 | 14,365,000 | 13,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,082,000 | 48,630,000 | 45,768,000 | 46,207,000 |
| Interest-bearing deposits | 47,397,000 | 45,290,000 | 41,019,000 | 40,688,000 |
| Noninterest-bearing deposits | 4,685,000 | 3,340,000 | 4,749,000 | 5,519,000 |
| Equity capital | 5,912,000 | 5,846,000 | 5,517,000 | 8,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 702,000 | 1,044,000 | 1,403,000 |
| Interest expense | 135,000 | 260,000 | 346,000 | 420,000 |
| Net interest income | 209,000 | 442,000 | 698,000 | 983,000 |
| Noninterest income | 408,000 | 624,000 | 769,000 | 983,000 |
| Noninterest expense | 821,000 | 1,569,000 | 2,218,000 | 2,950,000 |
| Provision for loan losses | -10,000 | 7,000 | 10,000 | 20,000 |
| Pretax income | -194,000 | -510,000 | -761,000 | -1,004,000 |
| Income tax | -41,000 | -108,000 | -162,000 | -214,000 |
| Net income | -153,000 | -402,000 | -599,000 | -790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,739,000 | 5,494,000 | 5,299,000 | 8,109,000 |