Call reports 2020
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 56,394,000 | 58,074,000 | 57,455,000 | 58,888,000 |
| Total loans | 30,492,000 | 36,405,000 | 35,147,000 | 25,498,000 |
| Allowance for loan losses | 484,000 | 2,000 | 2,000 | 13,000 |
| Securities available for sale | 0 | 10,289,000 | 9,597,000 | 8,718,000 |
| Securities held to maturity | 10,646,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,596,000 | 50,708,000 | 50,598,000 | 51,750,000 |
| Interest-bearing deposits | 46,609,000 | 47,946,000 | 46,477,000 | 46,849,000 |
| Noninterest-bearing deposits | 1,987,000 | 2,762,000 | 4,121,000 | 4,901,000 |
| Equity capital | 6,918,000 | 6,690,000 | 6,597,000 | 6,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 795,000 | 984,000 | 1,370,000 |
| Interest expense | 177,000 | 355,000 | 381,000 | 531,000 |
| Net interest income | 261,000 | 440,000 | 603,000 | 839,000 |
| Noninterest income | 310,000 | 723,000 | 1,265,000 | 2,314,000 |
| Noninterest expense | 891,000 | 1,822,000 | 2,412,000 | 3,617,000 |
| Provision for loan losses | 1,000 | 3,000 | 2,000 | 13,000 |
| Pretax income | -321,000 | -662,000 | -546,000 | -477,000 |
| Income tax | -67,000 | -139,000 | -96,000 | -62,000 |
| Net income | -254,000 | -523,000 | -450,000 | -415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,523,000 | 6,114,000 | 5,945,000 | 5,930,000 |