Call reports 2018
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,511,000 | 65,926,000 | 62,643,000 | 61,587,000 |
| Total loans | 47,230,000 | 43,659,000 | 41,111,000 | 39,803,000 |
| Allowance for loan losses | 520,000 | 520,000 | 520,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,430,000 | 14,842,000 | 14,212,000 | 13,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,982,000 | 55,094,000 | 54,118,000 | 53,342,000 |
| Interest-bearing deposits | 56,551,000 | 54,811,000 | 53,713,000 | 52,781,000 |
| Noninterest-bearing deposits | 431,000 | 283,000 | 405,000 | 561,000 |
| Equity capital | 8,258,000 | 8,292,000 | 8,215,000 | 8,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,326,000 | 1,950,000 | 2,529,000 |
| Interest expense | 187,000 | 377,000 | 559,000 | 741,000 |
| Net interest income | 463,000 | 949,000 | 1,391,000 | 1,788,000 |
| Noninterest income | 758,000 | 1,473,000 | 1,858,000 | 2,166,000 |
| Noninterest expense | 1,283,000 | 2,441,000 | 3,363,000 | 4,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | -19,000 | -114,000 | -312,000 |
| Income tax | -13,000 | -4,000 | -23,000 | -65,000 |
| Net income | -49,000 | -15,000 | -91,000 | -247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,015,000 | 8,049,000 | 7,972,000 | 7,816,000 |
| Total capital | 8,533,000 | 8,546,000 | 8,440,000 | 8,270,000 |
| Risk-weighted assets | 41,514,000 | 39,796,000 | 37,435,000 | 36,288,000 |