Call reports 2017
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,469,000 | 70,663,000 | 69,911,000 | 70,460,000 |
| Total loans | 46,755,000 | 47,215,000 | 49,017,000 | 47,007,000 |
| Allowance for loan losses | 550,000 | 540,000 | 536,000 | 554,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 816,000 | 7,467,000 | 13,663,000 | 16,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,563,000 | 61,610,000 | 60,825,000 | 59,794,000 |
| Interest-bearing deposits | 60,157,000 | 61,344,000 | 60,306,000 | 59,196,000 |
| Noninterest-bearing deposits | 406,000 | 266,000 | 519,000 | 598,000 |
| Equity capital | 8,333,000 | 8,449,000 | 8,488,000 | 8,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,203,000 | 1,879,000 | 2,559,000 |
| Interest expense | 187,000 | 381,000 | 580,000 | 781,000 |
| Net interest income | 404,000 | 822,000 | 1,299,000 | 1,778,000 |
| Noninterest income | 881,000 | 2,116,000 | 3,080,000 | 3,928,000 |
| Noninterest expense | 1,453,000 | 2,955,000 | 4,337,000 | 5,728,000 |
| Provision for loan losses | 0 | -25,000 | -25,000 | -26,000 |
| Pretax income | -168,000 | 8,000 | 67,000 | 4,000 |
| Income tax | -57,000 | 3,000 | 23,000 | 143,000 |
| Net income | -111,000 | 5,000 | 44,000 | -139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,144,000 | 8,260,000 | 8,299,000 | 8,063,000 |
| Total capital | 8,694,000 | 8,800,000 | 8,835,000 | 8,602,000 |
| Risk-weighted assets | 44,246,000 | 44,572,000 | 44,237,000 | 43,091,000 |