Call reports 2016
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,458,000 | 74,344,000 | 72,067,000 | 69,477,000 |
| Total loans | 55,960,000 | 66,127,000 | 60,699,000 | 48,387,000 |
| Allowance for loan losses | 587,000 | 598,000 | 558,000 | 559,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 943,000 | 913,000 | 878,000 | 846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,830,000 | 53,553,000 | 57,619,000 | 60,392,000 |
| Interest-bearing deposits | 48,271,000 | 53,079,000 | 56,941,000 | 59,729,000 |
| Noninterest-bearing deposits | 559,000 | 474,000 | 678,000 | 663,000 |
| Equity capital | 8,716,000 | 8,798,000 | 8,707,000 | 8,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,670,000 | 2,107,000 | 2,749,000 |
| Interest expense | 120,000 | 255,000 | 435,000 | 622,000 |
| Net interest income | 650,000 | 1,415,000 | 1,672,000 | 2,127,000 |
| Noninterest income | 536,000 | 1,504,000 | 3,054,000 | 3,991,000 |
| Noninterest expense | 1,170,000 | 2,811,000 | 4,756,000 | 6,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 26,000 |
| Pretax income | 16,000 | 108,000 | -30,000 | -428,000 |
| Income tax | 5,000 | 37,000 | -10,000 | -145,000 |
| Net income | 11,000 | 71,000 | -20,000 | -283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,737,000 | 8,798,000 | 8,707,000 | 8,444,000 |
| Total capital | 9,229,000 | 9,396,000 | 9,299,000 | 9,003,000 |
| Risk-weighted assets | 39,322,000 | 49,044,000 | 49,768,000 | 45,062,000 |