Call reports 2015
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 65,566,000 | 65,977,000 | 62,165,000 | 62,843,000 |
| Total loans | 58,536,000 | 60,949,000 | 55,937,000 | 56,110,000 |
| Allowance for loan losses | 704,000 | 705,000 | 706,000 | 603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,080,000 | 1,038,000 | 1,004,000 | 973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,876,000 | 50,237,000 | 48,526,000 | 48,258,000 |
| Interest-bearing deposits | 49,503,000 | 49,906,000 | 47,976,000 | 47,596,000 |
| Noninterest-bearing deposits | 373,000 | 331,000 | 550,000 | 662,000 |
| Equity capital | 8,801,000 | 8,845,000 | 8,820,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,648,000 | 2,428,000 | 3,177,000 |
| Interest expense | 120,000 | 242,000 | 365,000 | 485,000 |
| Net interest income | 666,000 | 1,406,000 | 2,063,000 | 2,692,000 |
| Noninterest income | 462,000 | 999,000 | 1,441,000 | 1,849,000 |
| Noninterest expense | 1,115,000 | 2,343,000 | 3,463,000 | 4,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 62,000 | 41,000 | -81,000 |
| Income tax | 4,000 | 10,000 | 14,000 | -16,000 |
| Net income | 9,000 | 52,000 | 27,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,801,000 | 8,845,000 | 8,820,000 | 8,727,000 |
| Total capital | 9,328,000 | 9,328,000 | 9,285,000 | 9,215,000 |
| Risk-weighted assets | 42,062,000 | 38,438,000 | 36,978,000 | 38,946,000 |