Call reports 2013
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,269,000 | 66,249,000 | 67,063,000 | 66,739,000 |
| Total loans | 55,245,000 | 58,129,000 | 58,223,000 | 57,252,000 |
| Allowance for loan losses | 456,000 | 942,000 | 929,000 | 646,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,864,000 | 1,765,000 | 1,292,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,193,000 | 51,903,000 | 51,423,000 | 51,029,000 |
| Interest-bearing deposits | 52,974,000 | 51,755,000 | 51,069,000 | 50,458,000 |
| Noninterest-bearing deposits | 219,000 | 148,000 | 354,000 | 571,000 |
| Equity capital | 9,932,000 | 9,968,000 | 9,786,000 | 9,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,662,000 | 2,479,000 | 3,290,000 |
| Interest expense | 127,000 | 252,000 | 376,000 | 494,000 |
| Net interest income | 686,000 | 1,410,000 | 2,103,000 | 2,796,000 |
| Noninterest income | 479,000 | 1,334,000 | 1,684,000 | 2,126,000 |
| Noninterest expense | 934,000 | 1,947,000 | 3,183,000 | 4,319,000 |
| Provision for loan losses | 177,000 | 694,000 | 694,000 | 648,000 |
| Pretax income | 54,000 | 103,000 | -90,000 | -45,000 |
| Income tax | 41,000 | 53,000 | 42,000 | 73,000 |
| Net income | 13,000 | 50,000 | -132,000 | -118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,932,000 | 9,961,000 | 9,777,000 | 9,787,000 |
| Total capital | 10,385,000 | 10,403,000 | 10,258,000 | 10,238,000 |
| Risk-weighted assets | 36,219,000 | 34,839,000 | 38,056,000 | 35,873,000 |