Call reports 2012
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,167,000 | 64,217,000 | 64,720,000 | 66,277,000 |
| Total loans | 51,280,000 | 50,090,000 | 56,438,000 | 54,805,000 |
| Allowance for loan losses | 433,000 | 447,000 | 555,000 | 521,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,554,000 | 2,475,000 | 2,081,000 | 1,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,124,000 | 53,983,000 | 53,943,000 | 54,633,000 |
| Interest-bearing deposits | 55,898,000 | 53,859,000 | 53,718,000 | 54,251,000 |
| Noninterest-bearing deposits | 226,000 | 124,000 | 225,000 | 382,000 |
| Equity capital | 9,568,000 | 9,717,000 | 9,807,000 | 9,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,529,000 | 2,347,000 | 3,165,000 |
| Interest expense | 170,000 | 322,000 | 467,000 | 605,000 |
| Net interest income | 576,000 | 1,207,000 | 1,880,000 | 2,560,000 |
| Noninterest income | 393,000 | 843,000 | 1,457,000 | 2,108,000 |
| Noninterest expense | 739,000 | 1,559,000 | 2,495,000 | 3,550,000 |
| Provision for loan losses | 27,000 | 31,000 | 136,000 | 290,000 |
| Pretax income | 203,000 | 460,000 | 706,000 | 828,000 |
| Income tax | 90,000 | 198,000 | 354,000 | 365,000 |
| Net income | 113,000 | 262,000 | 352,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,568,000 | 9,717,000 | 9,807,000 | 9,918,000 |
| Total capital | 9,994,000 | 10,137,000 | 10,262,000 | 10,380,000 |
| Risk-weighted assets | 34,069,000 | 33,533,000 | 36,302,000 | 36,911,000 |