Call reports 2025
FIRST STATE BANK, THE — 2025
What FIRST STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,899,000 | 57,791,000 | 55,993,000 | 58,199,000 |
| Total loans | 45,535,000 | 44,778,000 | 46,878,000 | 50,819,000 |
| Allowance for loan losses | 713,000 | 717,000 | 716,000 | 811,000 |
| Securities available for sale | 4,009,000 | 5,256,000 | 4,974,000 | 4,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,236,000 | 49,824,000 | 47,222,000 | 47,946,000 |
| Interest-bearing deposits | 34,565,000 | 34,731,000 | 32,310,000 | 35,051,000 |
| Noninterest-bearing deposits | 15,671,000 | 15,093,000 | 14,912,000 | 12,895,000 |
| Equity capital | 7,613,000 | 7,918,000 | 8,279,000 | 8,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,841,000 | 2,776,000 | 3,748,000 |
| Interest expense | 193,000 | 392,000 | 589,000 | 816,000 |
| Net interest income | 709,000 | 1,449,000 | 2,187,000 | 2,932,000 |
| Noninterest income | 99,000 | 125,000 | 185,000 | 226,000 |
| Noninterest expense | 513,000 | 964,000 | 1,417,000 | 2,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 297,000 | 612,000 | 957,000 | 1,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 612,000 | 957,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,589,000 | 7,904,000 | 8,249,000 | 8,332,000 |