Call reports 2023
FIRST STATE BANK, THE — 2023
What FIRST STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 55,910,000 | 54,329,000 | 55,225,000 | 53,471,000 |
| Total loans | 39,613,000 | 40,192,000 | 39,827,000 | 41,151,000 |
| Allowance for loan losses | 677,000 | 678,000 | 679,000 | 679,000 |
| Securities available for sale | 8,482,000 | 6,496,000 | 4,417,000 | 3,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,799,000 | 46,665,000 | 48,311,000 | 45,360,000 |
| Interest-bearing deposits | 31,921,000 | 31,530,000 | 31,728,000 | 29,061,000 |
| Noninterest-bearing deposits | 15,878,000 | 15,135,000 | 16,583,000 | 16,299,000 |
| Equity capital | 6,541,000 | 6,681,000 | 6,878,000 | 7,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,422,000 | 2,201,000 | 2,993,000 |
| Interest expense | 91,000 | 219,000 | 363,000 | 520,000 |
| Net interest income | 603,000 | 1,203,000 | 1,838,000 | 2,473,000 |
| Noninterest income | 59,000 | 114,000 | 122,000 | 174,000 |
| Noninterest expense | 439,000 | 855,000 | 1,331,000 | 1,908,000 |
| Provision for loan losses | 50,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 169,000 | 285,000 | 452,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 285,000 | 452,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,672,000 | 6,788,000 | 6,955,000 | 7,065,000 |