Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 46,847,000 | 50,320,000 | 50,334,000 | 49,069,000 |
| Total loans | 35,089,000 | 36,055,000 | 36,090,000 | 36,230,000 |
| Allowance for loan losses | 725,000 | 775,000 | 775,000 | 731,000 |
| Securities available for sale | 6,797,000 | 6,035,000 | 4,734,000 | 5,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,111,000 | 44,335,000 | 44,206,000 | 42,853,000 |
| Interest-bearing deposits | 29,494,000 | 31,683,000 | 32,278,000 | 30,876,000 |
| Noninterest-bearing deposits | 10,617,000 | 12,652,000 | 11,928,000 | 11,977,000 |
| Equity capital | 5,813,000 | 5,961,000 | 6,103,000 | 6,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,203,000 | 1,761,000 | 2,334,000 |
| Interest expense | 74,000 | 134,000 | 187,000 | 233,000 |
| Net interest income | 542,000 | 1,069,000 | 1,574,000 | 2,101,000 |
| Noninterest income | 54,000 | 133,000 | 165,000 | 223,000 |
| Noninterest expense | 394,000 | 797,000 | 1,196,000 | 1,689,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 202,000 | 305,000 | 443,000 | 535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 305,000 | 443,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,833,000 | 5,936,000 | 6,074,000 | 6,166,000 |