Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,604,000 | 51,973,000 | 54,896,000 | 52,673,000 |
| Total loans | 26,643,000 | 25,036,000 | 25,883,000 | 27,846,000 |
| Allowance for loan losses | 622,000 | 626,000 | 629,000 | 606,000 |
| Securities available for sale | 12,326,000 | 12,119,000 | 11,703,000 | 14,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,775,000 | 47,012,000 | 49,885,000 | 47,907,000 |
| Interest-bearing deposits | 38,014,000 | 35,753,000 | 39,552,000 | 37,998,000 |
| Noninterest-bearing deposits | 9,761,000 | 11,259,000 | 10,333,000 | 9,909,000 |
| Equity capital | 4,816,000 | 4,944,000 | 4,993,000 | 4,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 961,000 | 1,430,000 | 1,936,000 |
| Interest expense | 50,000 | 99,000 | 147,000 | 197,000 |
| Net interest income | 441,000 | 862,000 | 1,283,000 | 1,739,000 |
| Noninterest income | 97,000 | 167,000 | 241,000 | 338,000 |
| Noninterest expense | 407,000 | 783,000 | 1,208,000 | 1,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 325,000 |
| Pretax income | 131,000 | 246,000 | 316,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 246,000 | 316,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,806,000 | 4,921,000 | 4,991,000 | 4,777,000 |
| Total capital | 5,163,000 | 5,267,000 | 5,357,000 | 5,145,000 |
| Risk-weighted assets | 28,312,000 | 27,436,000 | 29,030,000 | 29,228,000 |