Call reports 2015
FIRST STATE BANK, THE — 2015
What FIRST STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,878,000 | 53,863,000 | 54,862,000 | 52,372,000 |
| Total loans | 26,181,000 | 26,596,000 | 27,087,000 | 28,314,000 |
| Allowance for loan losses | 609,000 | 563,000 | 551,000 | 618,000 |
| Securities available for sale | 16,107,000 | 16,376,000 | 15,234,000 | 12,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,006,000 | 48,855,000 | 49,695,000 | 47,680,000 |
| Interest-bearing deposits | 40,926,000 | 37,977,000 | 38,169,000 | 36,910,000 |
| Noninterest-bearing deposits | 12,080,000 | 10,877,000 | 11,526,000 | 10,770,000 |
| Equity capital | 4,856,000 | 4,990,000 | 5,151,000 | 4,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,022,000 | 1,540,000 | 2,019,000 |
| Interest expense | 53,000 | 105,000 | 157,000 | 208,000 |
| Net interest income | 458,000 | 917,000 | 1,383,000 | 1,811,000 |
| Noninterest income | 83,000 | 157,000 | 258,000 | 336,000 |
| Noninterest expense | 369,000 | 733,000 | 1,081,000 | 1,526,000 |
| Provision for loan losses | 0 | 25,000 | 100,000 | 600,000 |
| Pretax income | 172,000 | 316,000 | 460,000 | 21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 316,000 | 460,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,827,000 | 4,970,000 | 5,114,000 | 4,675,000 |
| Total capital | 5,181,000 | 5,300,000 | 5,478,000 | 5,048,000 |
| Risk-weighted assets | 28,026,000 | 26,134,000 | 28,922,000 | 29,586,000 |