Call reports 2014
FIRST STATE BANK, THE — 2014
What FIRST STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,266,000 | 56,940,000 | 58,771,000 | 57,918,000 |
| Total loans | 28,551,000 | 24,900,000 | 26,280,000 | 27,568,000 |
| Allowance for loan losses | 633,000 | 627,000 | 627,000 | 604,000 |
| Securities available for sale | 11,347,000 | 11,824,000 | 13,626,000 | 15,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,767,000 | 52,245,000 | 53,923,000 | 53,014,000 |
| Interest-bearing deposits | 39,571,000 | 39,905,000 | 41,364,000 | 39,075,000 |
| Noninterest-bearing deposits | 14,196,000 | 12,340,000 | 12,559,000 | 13,939,000 |
| Equity capital | 4,478,000 | 4,678,000 | 4,829,000 | 4,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,064,000 | 1,568,000 | 2,094,000 |
| Interest expense | 62,000 | 121,000 | 182,000 | 239,000 |
| Net interest income | 467,000 | 943,000 | 1,386,000 | 1,855,000 |
| Noninterest income | 79,000 | 142,000 | 219,000 | 338,000 |
| Noninterest expense | 371,000 | 721,000 | 1,086,000 | 1,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 175,000 | 364,000 | 519,000 | 611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 364,000 | 519,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,468,000 | 4,657,000 | 4,812,000 | 4,904,000 |
| Total capital | 4,840,000 | 5,022,000 | 5,197,000 | 5,298,000 |
| Risk-weighted assets | 29,525,000 | 28,902,000 | 30,550,000 | 31,304,000 |