Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,597,000 | 53,285,000 | 55,027,000 | 52,640,000 |
| Total loans | 26,007,000 | 26,063,000 | 26,296,000 | 27,281,000 |
| Allowance for loan losses | 655,000 | 610,000 | 601,000 | 626,000 |
| Securities available for sale | 8,599,000 | 8,663,000 | 10,311,000 | 10,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,489,000 | 48,995,000 | 50,546,000 | 48,033,000 |
| Interest-bearing deposits | 36,359,000 | 36,071,000 | 36,994,000 | 34,749,000 |
| Noninterest-bearing deposits | 13,130,000 | 12,924,000 | 13,552,000 | 13,284,000 |
| Equity capital | 4,084,000 | 4,268,000 | 4,458,000 | 4,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 988,000 | 1,509,000 | 2,024,000 |
| Interest expense | 70,000 | 139,000 | 208,000 | 274,000 |
| Net interest income | 424,000 | 849,000 | 1,301,000 | 1,750,000 |
| Noninterest income | 94,000 | 237,000 | 335,000 | 458,000 |
| Noninterest expense | 366,000 | 715,000 | 1,074,000 | 1,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 199,000 | 418,000 | 609,000 | 727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 418,000 | 609,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,065,000 | 4,284,000 | 4,475,000 | 4,593,000 |
| Total capital | 4,416,000 | 4,623,000 | 4,824,000 | 4,948,000 |
| Risk-weighted assets | 27,737,000 | 26,884,000 | 27,663,000 | 28,111,000 |